Buying

At coopers we aim to help you with this purchase every step of the way, from your first viewing to the time we hand you the keys to your new home. We will always be at the end of the ‘phone should you need us for advice or alternatively pop in for a cup of tea and an informal chat.

Buying your home is possibly the most significant purchase you will ever make in your life so it’s got to be the right purchase!

At coopers we aim to help you with your purchase every step of the way, from your first viewing to the time we hand you the keys to your new home. We will always be at the end of the ‘phone should you need us for advice and sometimes a cup of tea and an ear.

We will work hard to match your requirements to a suitable property and to do this we will listen to you. This may sound simple but you would be surprised how much this really easy step isn’t included in the buying process – just listening.

We will, from listening, as detailed above, know instantly when a suitable property comes on the market and contact you for a viewing. We don’t want to waste either your time, the vendor’s time or our time trailing you round wholly unsuitable properties.

Our service does not stop there – if you make an offer we will carefully guide you through the process, explaining any legal matters and remain in constant contact with you throughout. All we ask is a cup of tea in your new kitchen when you’ve completed!

Before you start looking for a property you must work out your budget – it may sound simple but many people overlook this vital step. 

Things to factor in:

  • Monthly mortgage repayments – remember, rates can go up so you must be confident that should the rates rise you can afford the repayments
  • Before you actually spend the night in your new home you will have to pay a mortgage application fee, solicitors fees, a survey fee, removal costs. If appropriate you may have to pay the local borough a fee for sealing off a parking bay for the removal van.
  • Once you move in you will have to pay the monthly mortgage, council tax, gas and electricity bills, media bills (Virgin, Sky etc), insurance, food, maintenance costs, ground rent and service charges if you live in a flat.